Rates

Savings Options


Effective Date: 5/1/2020
Share Accounts Dividend Rate

APY - Annual percentage yield

$200 – $4,999 .05% .05%
$5,000 – $19,999 .10% .10%
$20,000 –$ 49,999 .15% .15%
$50,000+ .25% .25%

 

Select Share Dividend Rate APY
$5,000 – $24,999 .15% .15%
$25,000 – $49,999 .25% .25%
$50,000 –$ 999,999 .40% .40%

 

Clubs Dividend Rate APY
Christmas Club .50% .50%
Holiday Club .50% .50%
Vacation Club .50% .50%

 

IRAs Dividend Rate APY
$200 – $4,999 .40% .40%
$5,000 – $19,999 .50% .50%
$20,000 –$ 49,999 .60% .60%
$50,000+ .70% .70%

Share Certificates


Effective Date: 5/1/2020
Term $1,000+ (Dividend Rate) $1,000+(APY) $10,000+ (Dividend Rate) $10,000+ (APY)
3 months .10% .10% .25% .25%
6 months .10% .10% .50% .50%
12 months .40% .40% .75% .75%
24 months 1.00% 1.00% 1.50% 1.51%
36 months 1.25% 1.26% 1.75% 1.76%
60 months 1.50% 1.51% 2.00% 2.02%

Loan Options


Effective Date: 1/1/2020
Auto Loans Term APR
New Auto 36 months as low as 3.25%
New Auto 48 months as low as 3.50%
New Auto 60 months as low as 3.75%
New Auto 72 months as low as 4.00%
New Auto 84 months as low as 4.90%
     
Used  Auto 36 months as low as 3.50%
Used Auto 48 months as low as 4.00%
Used Auto 60 months as low as 4.50%
Used Auto 72 months as low as 5.00%

 

Boats and RV Term APR
New Boats and RVs Up to 84 months as low as 5.20%
Used Boats and RVs Up to 84 months as low as 5.65%

 

Signature Loans Term APR
  36 months as low as 9.25%

 

Visa Credit Card Term APR
  N/A 7.99-9.99%