Rates

Savings Options


Effective Date: 11/1/2019
Share Accounts Dividend Rate

APY - Annual percentage yield

$200 – $4,999 .20% .20%
$5,000 – $19,999 .25% .25%
$20,000 –$ 49,999 .30% .30%
$50,000+ .35% .35%

 

Money Market Dividend Rate APY
$5,000 – $24,999 .25% .25%
$25,000 – $49,999 .35% .35%
$50,000 –$ 999,999 .50% .50%

 

Clubs Dividend Rate APY
Christmas Club 5.00% 5.00%
Holiday Club .90% .90%
Vacation Club .90% .90%

 

IRAs Dividend Rate APY
$200 – $4,999 .50% .50%
$5,000 – $19,999 .60% .60%
$20,000 –$ 49,999 .70% .70%
$50,000+ .80% .80%

Share Certificates


Effective Date: 11/1/2019
Term $1,000+ (Dividend Rate) $1,000+(APY) $10,000+ (Dividend Rate) $10,000+ (APY)
3 months .50% .50% .75% .75%
6 months .60% .60% 1.00% 1.00%
12 months .90% .90% 1.25% 1.26%
24 months 1.50% 1.51% 2.00% 2.02%
36 months 1.75% 1.76% 2.25% 2.27%
60 months 2.00% 2.02% 2.50% 2.52%

Loan Options


Effective Date: 1/1/2020
Auto Loans Term APR
New Auto 36 months as low as 3.25%
New Auto 48 months as low as 3.50%
New Auto 60 months as low as 3.75%
New Auto 72 months as low as 4.00%
New Auto 84 months as low as 4.90%
     
Used  Auto 36 months as low as 3.50%
Used Auto 48 months as low as 4.00%
Used Auto 60 months as low as 4.50%
Used Auto 72 months as low as 5.00%

 

Boats and RV Term APR
New Boats and RVs Up to 84 months as low as 5.20%
Used Boats and RVs Up to 84 months as low as 5.65%

 

Signature Loans Term APR
  36 months as low as 9.25%

 

Visa Credit Card Term APR
  N/A 7.99-9.99%