Rates

Savings Options


Effective Date: 7/1/2021
Share Accounts Dividend Rate**

APY - Annual percentage yield

  .05% .05%

 

Special Share* Dividend Rate** APY
  .05% .05%

 

Select Share Dividend Rate** APY
  .15% .15%

 

Holiday/Vacation Club Dividend Rate** APY
  .05% .05%

 

IRAs Dividend Rate** APY
.20% .20%

 

Share Certificates


Effective Date: 7/1/2021
Term Dividend Rate** APY
6 months .10% .10%
12 months .25% .25%
24 months .30% .30%
36 months .35% .35%

** Dividends are compounded daily and credited quarterly


Loan Options


Effective Date: 1/15/2021
Auto Loans Term APR
New 2019-Newer 60 months as low as 2.49%
New 2019-Newer 72 months as low as 2.99%
New 2019-Newer 84 months as low as 3.99%
     
Used 2018-2016 60 months as low as 2.99%
Used 2018-2016 72 months as low as 4.49%
Used 2015-2011 60 months as low as 4.99%
Used 2010-Older 48 months as low as 5.99%

 

Motorcycle, Jet Ski, ATV etc... Term APR
New 2019-Newer 60 months as low as 4.99%
Used 2018 & Older 48 months as low as 5.49%

 

Boats and RV Term APR
New 2020 & Newer 0-60 months as low as 4.49%
New 2020 & Newer 61-83 months as low as 4.99%
New 2020 & Newer 84-120 months as low as 5.99%
Used 2019 & older 0-60 months as low as 4.99%
Used 2019 & older 61-83 months as low as 5.49%
Used 2019 & older 84-120 months as low as 6.49%

 

Secured Term APR
  0-36 months Share Rate + 3%

 

Secured CD Term APR
  Match CD Rate CD Rate + 3%

 

Signature Loans Term APR
  36 months as low as 8.00%
  48 months as low as 8.50%

 

Visa Term APR
  N/A as low as 7.99